How to Get the Cheapest Car Insurance Rates Online

It seems like every car insurance company out there is cheaper than everyone else. From the local Fred Loya insurance agency to the large Geico, Allstate, and Progressive insurance companies. Each one makes big claims of how you can save several hundred dollars over their competitors if you just give them a call or go online to get a quote.

The only problem is that not everyone is the same. Everyone has different driving records, different vehicles, different locations, different credit scores, and a host of other factors that can affect your car insurance rates. So it is not possible that one company will always have the cheapest car insurance rates for everyone.

The only way you'll know if you are getting the cheapest car insurance rates online is get quotes from all the major companies and then compare them against each other. You would be surprised at how much the quotes can vary from company to company with the exact same coverage and deductibles. It pays to shop around in this ultra competitive industry.

Let me share with you a personal example...

My fianc?

e used an online car insurance comparison site to see if she could get a cheaper rate from the $600 every six months she was paying with Allstate. She has a good driving record with no tickets and no accidents. She almost fell out of the chair when she saw the Geico quote she was given. It was $300 for six months, half of what she was paying with Allstate for the exact same coverages and deductibles.

Now she is saving $50 a month just by using this online car insurance quote comparison site to compare multiple quotes. And I look like a hero by referring her to this site.

Like the television commercials say, it takes less than 15 minutes to find out how much you can save on your car insurance. Plus, you can also take advantage of the new deductibles reward programs, cash back programs, and accident forgiveness programs many companies are offering if you switch.

Now you know how to get the cheapest car insurance rates online - by getting multiple quotes from the major auto insurance carriers at least once a year. If you have not had an accident in the last three years or if you do not have any tickets on your driving record in the last three years, you may be paying too much for your insurance. There is only one way to find out."

Are You Starting to Wonder Why Your Girl Wants You to Shop For Cheap Car Insurance Quotes Online?

Couples end up having to share a lot of things in life. Dish duty. The responsibility for making plans on the weekend. When you go shopping for cheap car insurance quotes online you can put away enough in the bank account to finally have the money you need to buy that diamond ring.

You'd be amazed at the amount of money you can put away when you decide to go shopping for insurance quotes online. Most people don't realize that no two insurance companies are exactly the same. Some have policies designed to help drivers get past a few lumps and bumps on their record, while others cater to the 16 and under crowd. If you're very, very lucky you'll find one that does both-but you're never going to know unless you take the time to go looking around.

Studies show that over 20% of drivers feel like their car insurance quotes are too high. Surprise, surprise, most of them are actually right! There are hundreds of things out there that have an impact on how much you'll pay for your coverage, and if you don't know what they are, or if you sign on the dotted line with the first Insurance Guy that comes along and promises to make you good deal, you could be missing out on some of the best deals floating around out there in Auto Insurance Land.

**Disclaimer: There's not really an auto insurance land. Not that I know of, anyway. But if you happen to find one, we'd love to know about it!**

The nice thing about shopping for cheap car insurance quotes online instead of hopping in your car and going from office to office is that it takes almost no time at all. You go online, you fill out a form with your basic information, you submit it to the company and BOOM! Presto, change-o, you've got a quote in front of you, usually in a matter of minutes. That means that you can spend some time with your girlfriend while you're saving so that when you have the money saved up for a ring she's still interested in saying ""I Do!""

Getting married isn't the only reason to shop for cheap car insurance quotes online. People do it every day, even after they've tied the knot. Regardless of what state your personal life happens to be in, couldn't you find something to do with a little bit of extra cash in your pocket?"

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